YouTube Deep Summary

## Welcome and Overview [00:00] All right, everyone. Welcome, welcome, welcome. My name is Coach David. I am going to be guiding you through our call tonight. Right. Uh our training today is about kind of creating the right college list to make sure that you have financial options. Okay. So, as we're going through this, I'm sure that ## Why “Balance” Is the Keyword in College Admissions [02:00] there's going to be a lot of families that have questions about how to create the list or do this or that. So, it's kind of a combo training of kind of like how to find the right list, right? What like the different considerations that you should be having and also kind of looking at kind of the different financial aid offers that you might get from schools and the decisions that families have made from those. Okay, so it is May 14th. It's right at 5:00 right now. We're going to get started. If you guys can help me out by putting your students grade in the chat, this will help immensely. Okay, but let's kind of get straight to it here. Okay, so the first thing is right that we'll cover today is kind of like what is a balanced list, right? Again, the second is what do what do kind of different colleges offer when they give you a financial aid award and again how to make sure that your student has options. Okay. Uh couple housekeeping tips here, right? Again, we do have these replays available for families. Uh if you're in our coaching program, it'll be in our YouTube channel. If you are one of our Facebook families, it we'll make a post about this later so that if you want to rewatch it or share something with someone, we can definitely do that. Right now, a little bit about me because I do see a couple new people in the audience here, right? Uh I am a former college and law school admissions reader, right? Uh former lawyer myself, right? Uh you know, and I've been helping families save money for the past 16 years. I want to continue to do that for you as well. Just before this call, I did get off a a couple consultations with families where it's like, "Oh, something went wrong with my older one." I'm like, "Yeah, something definitely went wrong because you should have been saving money for the past four years. Your student's now a senior. There's not much I can do for you, but you missed out on about 40, $50,000, right?" Um, and people are so sad, right? They the biggest thing I always hear is, "Why didn't I find you guys three, four, or five years ago, right? So, for those families that have sophomores, current juniors, right? Even freshman, right? eighth graders, right? Listen up because this is going to hopefully save you a bunch of money in the future. Okay, so before I start the training though, right, again, it is combo training, right? So, I'm going to be talking about college admissions and financial aid, right? But the one thing I always ask juniors, families when I see them is, has your students started with applications? Right? Because our students have, right? And so, if the answer to my question is no, right, you want to make sure that you're listening to this part very carefully, right? We do have a program to help you with the college applications, right? It is our college app intensive. We call it our CI for short, right? It consists of two different parts, right? It's two different weekends, right? Uh one weekend in April, May or June that helps students come up with drafts and ideas for their essays and another weekend in July, August and September to help you make those rough drafts, final drafts. Okay. If you are interested, I will have a link later that you can reach out to our team or you can also get read more about it at our website collegeappointensive.com. Okay. All right. But with that, let's kind of get into the training and let's first talk about the college list. Now, when we're talking about college list, there's going to be some terms that I use, right? And I want to go over them with people so that they understand what ## What Reach, Target, and Safety Schools Actually Mean [05:00] they mean. Okay? So, these are terms that are normally kind of put out there, right? Reach, targets, and safeties. But I think people don't really specify what that means. And I will tell you what it means to me. It might be a little ambiguous to you, but this is how I think about the list. Okay, so for reach schools, these are colleges that you are less likely to get into, right? Whether it be the competition or kind of like the profile that you have compared to the average student there, any of those things, right? It is a school where it is less likely that you are going to get in. Okay, for target schools, right? These are colleges where you are more likely to get in. Right? Safety is are colleges that you are very likely to get into. Okay. Now, there's other things. Early action, restrictive early action. Uh I think I did a presentation on this in a different training kind of at a different time. Uh but early action, restrictive early action are different ways of applying. There's early action, restrictive early action, early decision, and regular decision. Okay. early action or restrictive early action. They have different kind of deadlines. They have different kind of uh notification dates and they also have different restrictions as you can see by the restrictive part, right? So early action is the least restrictive out of all of them. You turn in your application by November. You get a result before the end of the year, right? Um and you can decide whether or not you want to go to that school, right? A key example of this um is uh USC, right? There's also schools that have restrictive early action or single choice early action such as Stanford. Okay, the same thing applies. Apply by November 1st, notified by before the end of the year, right? You can decide whether you want to go or not. But there are also other types of restrictions here. One namely being that you're not allowed to apply early action or early decision to any other school. Okay, so keep that in mind there. Okay, there are restrictions. Okay, early decision is the most restrictive of the bunch, right? You can only do one school early decision, right? And that is because if you do get in, right, you must go. Okay? Again, there are situations where students have not gone to their early decision choices, but they're very far and few between. So, keep that in mind there. Okay? All right. So, as far as a college list, we're talking about balance, right? And so, balance is the key term that I want you to take away from today's training. Right? Now, here's the thing. I don't care if you apply to 10 colleges or 100 colleges, right? The biggest piece of the puzzle is you need to understand where your bottom is, right? And a lot of people are like, "What do you mean?" Right? So, I'll explain it to you a little bit. Okay? What I mean by that is that you need to establish a safety school that you would be happy going to, right? Then we can build the list around that. Okay? So, let's say that we have a student, right? Has done very well in school. Um, you know, they live in Southern California and you know what? They say, "I'm really happy if I would go to CSULA, right? I would actually be very happy, right? But let's say that they're a very kind of high achiever, right? CSULA for them is ## How to Define a Real Safety That Your Student Would Love [08:00] probably going to be a school that is a safety school. But if they're happy to stay kind of like in Southern California, in Los Angeles, right, because that's where their family is, then okay, they might that's where their bottom is. Okay? If they're happy going to that school, there's different people that take different kind of strategies when they when they create their college list. If they're like, "Okay, well, this is a school that I'm mo like I'm almost like sure that I'm going to get into, right?" Then maybe the student just goes for Ivy Leagues, right? Or maybe the student says, "Well, I'm gonna apply to, you know, a variety of different schools and give myself a little diversity, right? But the one thing I'm going to say here is again balance, right? So again, if we have a safety school and then we we just want to apply to Ivy's, I'm okay with that as long as you are really happy about having that bottom school there." Okay. Another kind of key piece of information that I'm going to give you here or like advice is you need to make sure that your safety is an objective safety. Okay? Just because you put it in your safety category does not make it an actual safety. So let's say we have a student, right, has not really pushed in their academics, has not really pushed in their activities, right? Let's just say that they played one sport and that's all they did activity-wise. Okay? And then let's also say that they're a straight B student, right? Just because I put Stanford on my list in the safety category does not mean that it is a safety school. Okay? It needs to be objectively safety. Okay? Keep that in mind. This is the time where I want you to be more self-critical than not. Okay? Be more critical about your profile. Be more critical about the things you've done. Right? So that again you create a more balanced list. Okay? So keep that in mind there. Now, I'm going to kind of walk through different students. I'm going to give you examples. I'm also going to give you examp like uh kind of uh where their families were roughly financially so I can talk to you about why I chose certain schools for them or why I kind of advise them to apply to different types of schools. Okay. So, let's kind of go on to case study number one. Okay. The first student, this student wanted to study computer science, right? This is like kind of the advanced coursework that they had taken and honors coursework that they had taken, right? Their SAT was at 15:30. Activities wise, robotics, right? They were captain, right? Personal project in baking, right? They were parts of different clubs at school. They were also they also did internships, right? They did research and then they were also kind of on the track team for varsity. Okay. So, this is just like like a snapshot of the student. Okay. Now, the student when they wanted to ## Case Study 1: Computer Science Student with $260K Family Income [10:30] kind of like what they wanted from the college was this, right? So, they wanted west coast or east coast. They didn't want anything really in the middle of the country, okay? They wanted a medium to large school. So, what that means to me is kind of like 80 to like 8K plus, right? Medium is usually 8 to 10K, right? Uh large is anything 20 plus, 20K plus. Okay? Uh the student when it came to diversity, they came from a minority background. They wanted diversity on their campus, right? Another reason why they they they didn't want kind of more Midwest schools or kind of those sorts of schools. Okay? uh they wanted to be have a vibrant social life right in city wanted to be close to a major city. They also had concerns about financial aid. Okay, because obviously they wanted to make sure that their family could afford it, right? So if we look at the family situation, right? The family the household income was around 260,000, right? They owned their family home, right? No rental units, no businesses. They had about 50k and a 529 and they had retire retirement assets in the kind of $600,000 range. Okay, so that is what the family had. Now, these were the schools that the student applied to. So, California student, of course, you're applying to UC's, you're applying to some CSUs, right? These are the CSUs that are good for kind of computer science, right? Engineering, right? UC's across the board are great in that area, right? Also, apply to USC. Right? Now, I did let them know USC is going to be one of those schools that is not as generous, right? They like holding on to their money. Uh Santa Clara, I said, "Hey, this is a school that is great. great connections for kind of the industries that you're looking for, right? It's right in Silicon Valley. Stanford, same thing, right? But obviously a reach school for anybody. Carnegie Melon, another reach school, right? But a great school, right? Georgia Tech, I let them know at Georgia Tech, you're going to get nothing, but it is a very good school for your major, right? John's Hopkins, right? They're usually very generous. NYU is the other school that is not usually very generous, right? Uh we I also added on Boston University, Northeastern, Emory, Duke, and Case Western. When I asked the student what their bottom was, right? This student let me know I'm okay going to Mercer, right? So, you'll actually see that a lot of the schools on here, we do have schools that are more targets for this student, right? Boston University, I think, is more of a target. Case Western is more of a target. Nor Eastern is more of a target. But the other schools, they're very high, right? Santa Clara is probably more of a target for this student, right? But the other schools are all reach schools because the student was able to clearly define to me that she was okay going to Mercer for computer science. Okay. So that's what happened ## Financial Aid Offers Breakdown: UC, Case Western, Northeastern, USC [13:00] there. Okay. Now I want to go over the offers that this student got. Okay. Again hopefully you guys remember what I had said about the family earlier around 260K own family home about $600,000 in assets. Uh I it was about $50,000 in a 529. This is what we were able to get. Right. So, uh, at we we edge island. Unfortunately, we didn't get in there, right? Um, they were later accepted, uh, they were deferred and accepted, right? Um, but we chose kind of elsewhere, right? They got $8,000 from UCLA, $8,000 from Berkeley. If you get something from one UC, you're probably going to get the same thing from the other UC's, right? Plus or minus probably, I don't know, 10%. Right? At Johns Hopkins, we got um, you know, $27,000. At Case Western, right? She was a very competitive student at Case Western. They offered her $53,000, right? At Nor Eastern, we got $70,000, right? At Georgia Tech, got in, right? So, very happy about her getting in, right? But it was a Z offer, right? Because it's an out ofstate public school. I tell families all the time, out of state public schools, you have to think you're paying full price, right? And at USC, we got $22,000. Okay? But, right, again, maybe I'll kind of pull the audience, right? Where do you think the student chose some ideas? Where do you think she went? Okay, I said I see some people kind of saying uh that she went to Georgia Tech. I have others saying that she went to John's Hopkins, right? Uh other family I have says went to UC Berkeley. Okay. All right. So, lots of different things here. Okay. So, drum roll, right? Like my little friends there are doing, my little characters, right? Uh but this student decided to go to Berkeley. Okay. Um so this student did get into electric electrical engineering computer science, right? And so right I want to kind of go over the total cost for you, right? What this student was going to be paying. Okay. So the tuition is about $17,500, right? Living expenses right around 22. The total cost to go to Berkeley with just tuition and fees and living expenses was $40,000. Okay. So, the free amount that she was awarded, right, the free money she was awarded was 8K, right? Which brings the cost down to about $32,000 per semester at Berkeley, she's going to be paying $16,000 a semester. Okay? Now, compared to some of the other offers that she got, right? Again, if you do the same math, right, she might have been paying ## Why the Student Chose UC Berkeley (Cost vs. Fit) [15:30] a way a whole lot more, right? So, just for instance, like at uh USC, right? USC, I believe, kind of the total cost of attendance, uh, kind of like the the tuition and fees and the living expenses rack up to about I think it's right around like $92,000. They give her $22,000 a year, right? Uh, again, so that's around 70. You divide that by two, they're on a semester system. So that means that she would be paying $35,000 a semester at USC instead. Okay. But this student, right, there was a lot of different factors. The student was from the Bay Area, right? The student wanted to stay closer to home if given the option, right? The student also was looking at costs because again, uh didn't want to have a huge amount of debt over their head as they left college, right? So, the family decided on Berkeley because it made both financial sense but sense for the student. Okay? Again, that's why we want to have diversity so that we can kind of decide where we want to go after all kind of everything kind of like we know all of the information. Okay, so that was student one there. Okay, now I have another student that I want to show you guys as well, right? So this student wanted to major in business. Okay, these ## Case Study 2: Business Major with $180K Family Income [16:45] were the kind of the AP classes that this student took that the student ended with the SAT of 1480 activities wise, right? He was part of DECA, FBLA, he had leadership positions in both, right? uh did a personal project and he did a nonprofit benefiting children of abuse, right? Uh was on varsity tennis, played a musical instrument and also took part in the diamond competition which is a business competition. Okay, so those are some of the highlights from this student. So let's kind of look at the family or like kind of what the students wants were and also the family kind of situation, right? So location, the student didn't care, right? It could be on the west coast, it could be in the middle, it can be on the kind of like east coast, right? the south, but he wanted to be closer to a major city, a big city. Okay. Uh, wanted a small to medium campus, right? 1 to 8,000 population is kind of how I determined small, small to medium. Um, minority student background as well, wanted diversity. So, the desires were kind of like urban center, near hubs of finance, opportunities from school to connect to industry, and also again financial aid concerns. Most of the people joining my program for financial aid have financial aid concerns. that's why they join, right? Uh if you don't have financial concerns, I'm not exactly sure why you're here, right? Um but this family, $180,000 income, owned their family home, no rentals, no businesses, they didn't have a 529, and the retirement and assets were about 380K. Okay, so this is that family. Okay. Now, when I was coming up with schools for this student, right, there were some schools that I kind of like wanted to make sure that the student understood, hey, there are things again, same thing here, that aren't necessarily going to make sense, but we want to give ourselves diversity, right? So, UC's, right? So, Brownie points to someone that can tell me why, right? But the UC's that this student applied to were only Berkeley, Irvine, Davis, and Riverside. Okay? Only those four UC's. Can someone tell me why this student only applied to those four UC's? Maybe, maybe not. Can someone tell me? Right, I'm going to give you guys a second to think about it. Right. So, why only those four UC's? Any ideas, guesses? Put them in the chat. Put them in the Q&A. Okay. Uh, I have someone in the Q&A that ## The 4 UCs That Offer Business Majors (And Why That Matters) [19:00] said they have family around there. Not exactly. Okay. We have someone that got the answer right. The answer is that those are the only four campuses that have business majors. Okay. So, some people right now might be very surprised. What? UCLA has a business major for, you know, business major. And my answer is yes, it does for graduate students, but not for undergraduate students, not for college students. Okay? So, Berkeley, Irvine, Davis, and Riverside are the only UC's that have a business major for undergraduate programs. Okay? Keep that in mind. And Davis is actually just opening this year. Okay. Uh the student also applied to some CSUs that had some like particular kind of business programs that he was very interested in, right? So St. Louis Bispo, San Diego State, San Jose State, and Fullerton. Okay. Applied to USC, Marshall School of Business, very good. Carnegie Melon, right? Ter School of Business, very good. Right. University of Michigan. This is one of the the schools where I was like, are you sure you want to apply here? And like the student just wanted to apply, right? So we left it on the list. knowing that we're going to not get any financial aid here, right? Ross School of Business is obviously great, right? Nor Eastern, Boston University. Again, we still have chances here. They're private schools, right? UT Austin, right? And UI Kelly, these are very popular schools. UT Austin Mcome's School of Business and UCI Kelly School of Business. The one thing about Texas that I like and the one thing about uh Indiana that I like are that the the cost of tuition and the cost of living are so low that it makes it almost around the price of a full price UC. Okay. So, uh UT Austin and UI Kelly were on there. NYU obviously you know Stern School of Business is rated in the top three kind of every year, right? I also had schools that were very very focused on business. Babson, right? And Claremont McKenna, right? I also had other options because the student also was like, "Yeah, West Coast, right? Let's see what other options there are." So, I added University of San Diego, a little bit more of a safety for this student. Pepperdine, right? Maybe a low target, right? LMU, which I thought was a safety for this student. Santa Clara, again, great kind of, you know, there's a lot of business opportunities in the Silicon Valley. And then we had other safeties like Syracuse. Okay. Now for this suit, for this student, for the UC's, there were no necessarily like safeties, right? Because Berkeley, Irvine, Davis, Riverside for business are still very, very, very competitive, right? So the safety for this student was actually Syracuse, right? We were almost positive that the student was going to get into Syracuse here, right? Some of the CSUs might have been a little easier for him to get into as well. Um maybe like Fullerton, right? San Los A Bispo, San Diego State, San Jose State are still very, very strong when it comes to business majors. Okay, so let's talk about the offers, right? Again, we always like to see what people got, right? So here at UCI, we were able to get them $12,000 a year, right? USC, ## Where This Student Got In... and the Surprise Winner: Claremont McKenna [22:00] $42,000 a year. Boston University, $38,000 a year. At Claremont McKenna, we got him $64,000 a year. Right? USD, University of San Diego, we got him 75,000. And at Syracuse, we got 72,000. Okay, now again, we'll do the same thing. Where do you think this student ended up? Okay, look at all these offers, right? You guys know the rough cost of each one, right? You know, uh, you know, private schools cost around 90, right? UC's cost around 45, right? So on and so forth. Where do you think this student ended up? Right? I have a student that's or I have a family that's saying UCI. Another family is saying USC. Another family saying Boston University. Okay. We have USC. Okay. All right. So, let me tell you where this student ended up. This student ended up at Claremont McKenna. Okay. Now, a lot of you guys might be saying, "What is that school?" Well, it's part of the Claremont Colleges in Southern California, right? Uh I went to the Claremont Colleges as well. Um, and this school is very well known for econ, business, finance, government, those types of areas. Okay, now let's look at kind of what the costs are. Okay, so the tuition plus the living expenses for Clare McKenna, they total $94,310. The amount awarded is $64,000. Right? The total out of pocket is $30,000. Per semester, this student is paying $15,000 to go to a $100,000 school per year. Okay, that's what they're paying. Okay, so that's what we were able to do for this family. Now, a lot of you guys again chose different schools that this student probably chose, a UC or Boston University, right? Or USC. But, right, the student applied to these schools because again, they wanted diversity in their college list, right? But if you actually looked at what they wanted, they wanted a smaller campus, right? They wanted a more intimate feel. Claremont McKenna does that for him, right? Because it's around 1500 students, right? That's it. That's the student body size. Now, one of the things that is a little bit different about the Claremont Colleges is that there's five undergraduate colleges that are literally stuck together. No, it's not down the street or down the freeway. It's literally next to each other. All five campuses are connected. Okay? So, when all of those five campuses with about 1500 people each gets together, it's about 7,000 people, right? USC was too big for him. Okay? Uh UCI too big for him, right? uh Boston University was right around the same size but he preferred California and that's why we chose Claremont McKenna. Okay. So as we have gone through these different things one of the things that you'll realize is that it's not just about the ranking it's about where the what the student really wants to do in the future. It's also about what they really want out of their college experience. Okay, rankings are good to start formulating a list, right? But in order to find the right schools that would fit for you, because this school, this student actually didn't even know about Claremont McKenna ## Private vs. Public Costs: Which Can Actually Be Cheaper? [25:00] until I told them, right? Um, you need to make sure that you're looking at other factors that the student wants. Okay. All right. So, quick takeaways here. Okay. I think one of the biggest things that you can take away from this is that you need to understand what the bottom is. the bottom of your list so that you can build either up, right? Or you if you say, "Oh, this is my this is my bottom, right?" We have to think, is it really objectively a safety or is it more of a target, right? If it's more of a target, then we need to start building up and down, right? With schools that you're happy with. Okay? So, understand what your bottom is, right? The second thing is with more acceptances, students have options to think about like and kind of uh to think about the options that they have and make their final decision about where they're going to fit in the best. Okay? So, I'm not saying that you should apply to colleges just to get an acceptance letter. They need to be schools that you're happy going to. But with more options on the table like these students had, they were able to look at the financial costs. They were able to look at how it fits them and choose from there. Okay. And the final thing is depending on your situation, it might be cheaper going to a private school than going to a public school. Right? If you actually look, yes, I know that there's differences in income, but Right. Uh if you actually look, this student's going to a $100,000 university for $15,000 a year. The other student is going to UC Berkeley for $15,000 a semester, right? So, they're paying the same amount. Obviously, the education that they're getting is both great, but it is very, very different, right? Um, all right. So, really quickly, I do see some questions. And again, if you do have questions, use this time as I'm kind of like going over our great results and bragging a little bit to put your questions in the Q&A or in the chat. Okay? But our students have gotten into great schools. NYU, MIT, Penn, Notre Dame, Boston University, Carnegie Melon, UC's across the board, right? Uh ## Quick Takeaways for Building a Smart College List [27:00] I would I would I think that it'll be very hard to find another company that has sent as many kids to UCLA per year than our company. Okay. We've also sent students to Michigan, TUS, Harvey, MUD, Chicago, Caltech, right? Uh UC's across the board again and Brown. Okay. So, we have been very very lucky to have students that are very super motivated and that work super hard with us to make sure that they get to their dream schools. Okay. Now, another piece of the puzzle is that we also get them tens of thousand dollars a year. Okay, so remember our program is here to help. If you do have questions, make sure to reach out. Right, here's just some of our results, right? Again, we have this family, right? Again, around $350,000. We were able to save them like 30, 35, 37 from various schools, right? This family, we were able to save them right around kind of like $30,000 roughly speaking, right? This family going to Baylor, we were able to save them $42,000 a year, right? So again, the results are real, right? They're real people in our programs. Okay. So, once again, I do want to make sure that you guys have the ability to reach out to us. The QR codes are there, right, for you to scan, set up a meeting with us so we can talk, right? There's also a number that you can text your 9497750865. You can text either money or college that our team will reach out to you and see what you need, right? What questions you have and help you out that way as well. Okay. But I do see some questions, right? And so let us kind of talk about kind of what the questions are, right? Uh so the question I have that is kind of first up is says are there any UC's uh that are a safety for engineering, right? Or is everything other than Berkeley engineer Berkeley or UCLA considered a target? So that's a very broad question and very ambiguous because I know nothing about your student, right? So depending on where your student sitting, right? There might be some schools that are safeties, right? For my student that was uh you know the student that we had above, right? um that took all those kind of AP classes was doing a lot of great things for computer science. I would say that Merrced is a safety for that student, right? Um but UC Berkeley, UCLA, UC San Diego, even Santa Barbara for some students are considered reaches, right? Um and then for some students, again, it all depends on the situation, but um the UC's in general, Berkeley, LA, San Diego, I say are reaches for any student, right? Starting with Santa Barbara, it'll depend on where your student is, right? So it might be a reach, it might be a target, right? But I don't think Santa Barbara is ever a safety for anybody, right? Davis and Irvine are never a safety for anybody, right? But Riverside, Merrced, Santa Cruz might be a safety for some students. Okay. So something to keep in mind there. Okay. All right. So that's the one question I had. I don't know if there's any other questions. Okay. Um but I'll kind of like give people another minute or so to go ahead and ask additional questions, right? Um, but again, this is very specific to your student, right? So, it's very different, right? Um, but if you guys do have questions, make sure to put them in there. Um, but hopefully ## Final Q&A: UC Engineering Safeties, Political Science, and More [30:00] that answers your question as far as are there safeties for engineering for some students. Yes, there are. Okay. All right. So, just one last thing before we go. I'm going to leave this screen up because I don't see any additional questions. If you guys do have questions, make sure to reach out on Facebook, in your Discord channels, right? wherever you can to make sure that you get in touch with us so that we can kind of answer your questions. We're always here to answer questions. We want to do Q&A, right? But sometimes you guys don't ask questions of us, right? So, we're sad sometimes. So, just make sure that next time, right, if you guys are going to be joining us, have a question or two in mind because I'm sure that you do have a question. I know that there's a lot of people that are shy as well. So, again, you can send it in the Q&A. No one else will see it or you can send it to just hosts and panelists and I will see it only. Okay? There's no bad question, right? It's just I think the the kind of like again there's no bad question. The bad thing is actually being uninformed, right? That is worse than asking a question that you just don't know the answer to yet. Okay. All right. Uh my student is kind of similar to your student too. Okay. Uh again this is a very personal question, right? We have to understand what the student wants because again for my student University of Indiana Kelly it was like okay that's a big enough student like like city for him but other students might think oh my god Indiana where's that like is that in a different country right and so it won't really make sense right um but if they are studying political science again I need to understand where like how what does their rigor look like right are there any other considerations like testing what does their activities look like right so again we have to see Right? So even if you're talking about a UC, I can't answer that question, right? Because I need to understand everything about the student before I'm able to give that recommendation. But generally speaking, if your student has been a high achieving student, right? Then there's going to be some schools that are reaches targets and safeties. But if your student is interested in political science, the two best at political science are going to be Berkeley and San Diego, right? So depending on majors, the ranking of the UC's changes, okay? Um so keep that in mind. Okay. All right. Thank you for adding on that last question there. Okay. So, I'm going to leave this up just for a quick second. Uh, please sign up. Right. If you're a junior right now and you haven't talked to me about financial aid, I've been telling families for like the last 6 months. Okay. Uh, this is time. You don't have any more time to wait. Um, you need to sign up now if you're going to sign up. So, you need to talk to me to see if I can help or not. Okay. So, I'll leave this screen up. I hope everyone has a good day. Right. It got cold where I am at, but it's starting to get hotter again. So, everyone, you know, enjoy the weather and if you guys have any questions, reach out. I'll talk to you guys later. Have everyone have a good night. Bye-bye.